Swim shorts aren’t just for the pool anymore — they’re officially the hottest trend dominating beaches, brunch dates, and everything in between. These versatile pieces answer the eternal question of what to wear with swim shorts while keeping you effortlessly chic. From retro-inspired looks to modern athletic vibes, here’s how to master the swim shorts outfit game this season.
1. Classic Polka Dot Perfection
This chocolate brown polka dot swim shorts outfit screams vintage glamour with a modern twist. The high-waisted bottoms paired with a matching bandeau create an hourglass silhouette that’s both flattering and fun. I was initially hesitant about the retro vibe, but Elizabeth convinced me that polka dots are having a major moment — and she was absolutely right. Perfect for resort vacations or poolside lounging when you want to channel old Hollywood elegance.
2. Minimalist Turquoise Dream
Sometimes simple is everything, and this solid turquoise swim top and shorts outfit proves exactly that. The clean lines and vibrant color create such a fresh, modern look that works whether you’re hitting the beach or grabbing lunch afterward. Elizabeth always says turquoise is universally flattering, and this coordinated set shows why minimalist swimwear never goes out of style. The high-rise shorts offer excellent coverage while still feeling contemporary and sleek.
3. Monochrome Magic with Black Swim Shorts
Black swim shorts women outfits don’t have to be boring — this look proves sophistication can be stunning. The contrast white trim adds just enough detail to keep things interesting, while the black cover-up creates perfect poolside-to-café versatility. I love how this demonstrates that swim shorts can be dressed up with the right accessories. The oversized sunglasses and casual layering make it effortlessly cool for any summer destination.
4. Preppy Gingham Vibes
Nothing says summer like gingham, and this navy-and-white checkered swim shorts outfit hits all the right nostalgic notes. The wrap-style skort bottom adds a flirty feminine touch while still providing the comfort and coverage of shorts. Elizabeth pointed out that gingham is having a huge revival this season, and this look perfectly captures that preppy-chic aesthetic. Ideal for lakeside picnics or casual beach days when you want to look put-together.
5. Sage Green Serenity
This soft sage green womens swim shorts outfit is giving major earthy goddess energy. The neutral tone feels so calming and modern, while the matching set creates a cohesive look that’s incredibly versatile. What I love most is how this color works with any skin tone and pairs beautifully with gold jewelry. Elizabeth calls this the “Pinterest girl” aesthetic, and honestly, she’s not wrong — it’s perfectly curated yet effortless.
6. Ocean Blue Elegance
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The deep teal wrap-style swim shorts in this outfit create such a flattering silhouette. I was torn between this and a solid style, but Elizabeth insisted the wrap detail adds visual interest and movement. The rich blue color feels luxurious and sophisticated, making it perfect for upscale beach clubs or resort pools. The matching crop top keeps everything coordinated while the wrap shorts offer a unique twist on traditional swim bottoms.
7. Asymmetrical Statement Look
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This cobalt blue one-shoulder design is for when you want your swim shorts outfit to make a statement. The asymmetrical top paired with matching high-waisted shorts creates such a fashion-forward look that works for both swimming and socializing. Elizabeth immediately said this one screams confidence, and I have to agree — it’s bold without being overwhelming. Perfect for pool parties or anywhere you want to stand out from the crowd.
8. Navy Sophistication
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Sometimes you need a women swim shorts outfit that’s pure elegance, and this navy one-shoulder style delivers exactly that. The rich color and clean lines create such a timeless look that never feels dated. I initially worried the asymmetrical design might be too trendy, but Elizabeth reminded me that navy is a classic for a reason. This outfit works for everything from yacht parties to upscale beach resorts.
9. Lime Green Athletic Chic
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This neon lime green swim shorts outfit perfectly captures the athletic-luxe trend that’s everywhere right now. The zip-front crop top paired with high-waisted shorts creates a sporty-chic vibe that works for actual workouts or just channeling that healthy lifestyle aesthetic. Elizabeth loves how this color makes such a bold statement — definitely not for the faint of heart, but perfect when you want to embrace the “main character” energy.
10. Sweet Gingham Romance
Pink gingham swim shorts bring such playful, feminine energy to summer styling. This retro-inspired pattern feels fresh and youthful while the high-waisted cut offers a flattering vintage silhouette. Elizabeth immediately called this the “cottage-core beach babe” look, and I’m totally here for it. The soft pink color is surprisingly versatile and works beautifully for both beach days and Instagram photo shoots.
11. Navy Ruffle Glamour
For when your swim shorts outfit needs extra drama, ruffled details are everything. This navy set with cascading ruffles creates such beautiful movement and texture while maintaining an elegant color palette. I wasn’t sure about the ruffle trend at first, but Elizabeth convinced me they add feminine flair without being too frilly. Perfect for special occasions or when you want your swimwear to feel like vacation luxury.
12. Retro White Classic
Nothing beats the timeless appeal of white swim shorts styled with vintage-inspired details. This high-waisted silhouette channels old Hollywood glamour while feeling completely modern and fresh. Elizabeth always says white swimwear is the ultimate confidence move, and this classic look proves why it’s been a staple for decades. The structured bandeau top and high-rise shorts create such a flattering, elongating silhouette.
What Can I Wear With Swim Shorts?
The beauty of swim shorts lies in their versatility. Layer them with crop tops, tank tops, or even light sweaters for casual street style. Add sandals, sneakers, or espadrilles depending on your destination. For Olympic-inspired looks, choose sleek, performance-oriented designs in bold colors.
What are female swim shorts called? They go by several names — swim shorts, board shorts, swim bottoms, or tankini bottoms — but they all offer the same comfortable, coverage-friendly alternative to traditional bikini bottoms.
The best part about swim shorts? They prove that comfort and style aren’t mutually exclusive. Whether you’re channeling retro glamour or modern minimalism, there’s a swim shorts outfit that perfectly captures your summer vibe.
Save your fave looks and start planning your most stylish summer yet!
